Credit Card Theft

  • Creator
    Topic
  • #180993
    Anonymous
    Inactive

    Someone got my credit card information…again. Apparently, someone bought an airline ticket under my name. I mean, something like this just happened 3 months ago. I’ve only been using my credit card at gas stations, grocery stores, and occasionally online. I’ve figured it’s best to not use it online from now on, but without figuring out how this information keeps leaking then it’s hard to fix the issue. Comments, suggestions?

Viewing 15 replies - 1 through 15 (of 22 total)
  • Author
    Replies
  • #458236
    jeff
    Keymaster

    If I were an identity thief – an airline ticket wouldn't be first on my list of things to purchase.

    AUD - 79
    BEC - 80
    FAR - 76
    REG - 92
    Jeff Elliott, CPA (KS)
    NINJA CPA | NINJA CMA | NINJA CPE | Another71
    #458375
    jeff
    Keymaster

    If I were an identity thief – an airline ticket wouldn't be first on my list of things to purchase.

    AUD - 79
    BEC - 80
    FAR - 76
    REG - 92
    Jeff Elliott, CPA (KS)
    NINJA CPA | NINJA CMA | NINJA CPE | Another71
    #458238
    Malissa
    Participant

    Your card is safer online than at a gas station. I've had my card number jacked twice after gas station purchases. The skimmers are inside the pump so you can't even see them.

    The best thing you can do is to have a credit card company that has good protections.

    F-81
    B-81
    R-75
    A-waiting...failed twice third time's the charm right?

    #458377
    Malissa
    Participant

    Your card is safer online than at a gas station. I've had my card number jacked twice after gas station purchases. The skimmers are inside the pump so you can't even see them.

    The best thing you can do is to have a credit card company that has good protections.

    F-81
    B-81
    R-75
    A-waiting...failed twice third time's the charm right?

    #458240
    Anonymous
    Inactive

    As long as you use the trustworthy sites to shop (e.g. Amazon, popular retailers, etc.) I think you should be okay but also, try to make sure you report the fraudulent activity in a timely manner to your credit companies, then you should be more than fine.

    BofA & Chase have been great in terms of detecting fraudulent activity on my account before even me knowing about it. So try to monitor your card activity online frequently.

    #458379
    Anonymous
    Inactive

    As long as you use the trustworthy sites to shop (e.g. Amazon, popular retailers, etc.) I think you should be okay but also, try to make sure you report the fraudulent activity in a timely manner to your credit companies, then you should be more than fine.

    BofA & Chase have been great in terms of detecting fraudulent activity on my account before even me knowing about it. So try to monitor your card activity online frequently.

    #458242
    tough_kitty
    Member

    I shop online all the time with no issues. The only time someone used my card online was shortly after I purchased something online from some unknown website (I really needed the yard sign).

    So, I'd say major online websites are ok.

    As someone suggested above, maybe the gas station is an issue? I usually use Chevron or Shell and had no problems.

    FAR: 81 (May 2013)
    BEC: 81 (July 2013)
    REG: 83 (August 2013)
    AUD: 82 (November 2013)
    California CPA since 1/30/14

    #458381
    tough_kitty
    Member

    I shop online all the time with no issues. The only time someone used my card online was shortly after I purchased something online from some unknown website (I really needed the yard sign).

    So, I'd say major online websites are ok.

    As someone suggested above, maybe the gas station is an issue? I usually use Chevron or Shell and had no problems.

    FAR: 81 (May 2013)
    BEC: 81 (July 2013)
    REG: 83 (August 2013)
    AUD: 82 (November 2013)
    California CPA since 1/30/14

    #458244
    Anonymous
    Inactive

    So, from the consensus what I'm getting is that swiping the credit card at the gas pump can get the information stolen? Would it be safer to swipe it inside the store, or should I just resort to some other method?

    #458383
    Anonymous
    Inactive

    So, from the consensus what I'm getting is that swiping the credit card at the gas pump can get the information stolen? Would it be safer to swipe it inside the store, or should I just resort to some other method?

    #458246
    neika822
    Participant

    I once had someone spend $8 at Trump Hotel in NYC and then go on a $500 shopping spree at a Target in NY. Thankfully, BoA realized it before I even did and immediately canceled the charges. I barely had to do anything.

    (Unrelated to the above, since that happened years ago- ) I always go to a gas station near my apartment that pumps for me, and I'm so nervous that they'll steal my credit card info while they have my credit card. But I'm too lazy to drive anywhere else for gas… so, I guess that's my own fault.

    R - *77*(02/'13)-Becker & NINJA
    A - 71('11); *87*(04/'13)-Becker & NINJA
    F - *76*(08/'13)-Becker & NINJA - "server upgrade" survivor
    B - 60('11); *82*(10/'13) -Becker & NINA

    DONE, DONE, AND DONE.

    CPA in Massachusetts; issued 01/24/14

    #458385
    neika822
    Participant

    I once had someone spend $8 at Trump Hotel in NYC and then go on a $500 shopping spree at a Target in NY. Thankfully, BoA realized it before I even did and immediately canceled the charges. I barely had to do anything.

    (Unrelated to the above, since that happened years ago- ) I always go to a gas station near my apartment that pumps for me, and I'm so nervous that they'll steal my credit card info while they have my credit card. But I'm too lazy to drive anywhere else for gas… so, I guess that's my own fault.

    R - *77*(02/'13)-Becker & NINJA
    A - 71('11); *87*(04/'13)-Becker & NINJA
    F - *76*(08/'13)-Becker & NINJA - "server upgrade" survivor
    B - 60('11); *82*(10/'13) -Becker & NINA

    DONE, DONE, AND DONE.

    CPA in Massachusetts; issued 01/24/14

    #458248
    Amay
    Member

    This is what I heard is the biggest problem: https://abcnews.go.com/US/breed-credit-card-thieves-target-gas-pumps/story?id=20100210

    BEC: 73, 81
    AUD: 85
    FAR: 71, 77
    REG: 74, 75...finally DONE! 😀

    *This is my 2nd attempt at the CPA exam. For all of you who have failed this exam many times, given up on it, or taken a break like me, remember that it is still possible to finish what you started...failure is the opportunity to begin again more intelligently 🙂

    #458387
    Amay
    Member

    This is what I heard is the biggest problem: https://abcnews.go.com/US/breed-credit-card-thieves-target-gas-pumps/story?id=20100210

    BEC: 73, 81
    AUD: 85
    FAR: 71, 77
    REG: 74, 75...finally DONE! 😀

    *This is my 2nd attempt at the CPA exam. For all of you who have failed this exam many times, given up on it, or taken a break like me, remember that it is still possible to finish what you started...failure is the opportunity to begin again more intelligently 🙂

    #458250
    Anonymous
    Inactive

    @Amay

    Thanks for the heads up. I have suspected that might be a possible explanation. Pay at the pump station: risk of getting the card skimmed. Pay inside the store: risk of the cashier getting your card information. Sheesh, as if getting gas isn't aleady troublesome…

Viewing 15 replies - 1 through 15 (of 22 total)
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