Do you want to be paying for your CPA Exam prep course lonnngggg after you've passed and moved on to better things?
How many years of Christmas bonuses and raises will you have to fork over to the credit card company to pay off the CPA Review Course?
According to CNBC, the average household in America owes $16,883 in credit card debt.
Tacking on a $3,000 CPA Review Course will add $230 in interest per year – and that's a conservative 7.6% interest rate.
Some CPA Review courses offer financing with up to 30% APR. We're talking $900 per year in interest!
(I realize this is getting a little soap-boxy, but no one talks about the real cost of buying a CPA prep course – as well as the opportunity costs. It's important to point out the impact that a CPA Review course will have on you long after the euphoria and high-fives of passing have faded and you cringe opening up your credit card statement each month.)
Saying “yes” to an expensive course will likely mean saying “no” to fun things (and fun little people who want to do fun things) down the road.
Take the plunge if that's the best path for you – but just do it with eyes wide open.
If none of this sounds appetizing – then consider paying cash (i.e. don't go into debt) for your CPA Review course.
This may mean that you don't pick one of the most expensive CPA Review courses.
Or if you do, maybe it means you that you purchase one of their lower-tier packages instead of the one that comes with the breakdancing robot.
Then again – the most expensive courses might not be for you anyway because of your learning style…which brings us to the next consideration…
Do you prefer “power-point” style lectures or a “talking head”?
If it's a talking head – does the instructor stare straight ahead and read from a teleprompter, or do you like that they wing it and dance around?
Do they add value to the material or simply read from the book?
Do you want audio lectures and study notes to study in your downtime?
Ratings and Reviews.
What is the course's reputation?
Are there usage limits or restrictions?
Does it expire?
Free Trials? Can you take it for a test drive and try before you buy?
Can you return it without penalty? If not – why?
What is their Refund Policy? What if you hate it?
CPA Review CoursesDisclosure: This site owns NINJA CPA Review and has an affiliate partnership with the CPA Review Courses on this page and we may receive a referral commission if you purchase through our links (at no additional cost to you). No course "ranking" intended or implied.
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Looking to buy a CPA Review Course (and save money)?
Message me via Ask Jeff and I'll try to get you the best discount (I know people 😀 ).
Jeff Elliott, CPA (KS)
Another71.com & NINJA CPA Review
PS – You really should do the NINJA Free Trial. 😀